Will Mortgage Rates Come Back Down?

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Mortgage Rates In 2025: What Buyers And Sellers Should Know

Mortgage rates have remained one of the most closely watched factors in the housing market this year. While rates are still higher than many buyers would prefer, recent months have brought more stability compared to the sharper swings seen earlier in the cycle. That steadier pattern is helping buyers and sellers plan with more clarity as the market looks ahead to 2026.

 

As of December 29th, the average rate for a 30-year fixed mortgage is 6.19%, according to Mortgage News…