1121 S 23rd St, Temple, TX, 76504 - MLS# 7162261

$199,640

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Beds 3
Baths 2
Sqft 1,288
Acres 0.24
Property Type Home
Heating Electric
Parking Additional Parking
Year Built 1940
Stories 1
Cooling Electric
Days on Market 19
Garages 4

About 1121 S 23rd St

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Location

Legal Description TAL-COE PLACE, BLOCK 005, LOT 0019
Address 1121 S 23rd St
County Bell
City Temple
Zip Code 76504
Subdivision Tal-Coe Place
School District Temple ISD
MLS Area BT

Size and Restrictions

Acres 0.24
Lot Description Back Yard, Corner Lot, Front Yard, Few Trees
Horses Allowed No
$/Acre $815,523

Improvements

Parking Additional Parking
Garage Spaces 4
Fence Fenced
Exterior Features None

Features

View Neighborhood, Trees/Woods
Water Access None

Utilities

Water Public
Utilities Electricity Connected, Natural Gas Available, Water Connected

Amenities

Area Amenities None

Beds and Baths

Bedrooms 3
Main Level Beds 3
Bathrooms 2 full
Primary on Main Yes

Other Rooms

Kitchen Appliances Refrigerator
Laundry Facilities In Kitchen

Heating and Cooling

Heating Electric
Air Conditioning Electric
Fireplaces None

Interior Features

Flooring Carpet, Vinyl
Features Ceiling Fan(s), Separate/Formal Dining Room, Multiple Dining Areas, Main Level Primary, Storage
Disability Hand Rails

Building Information

Square Feet 1,288
Year Built 1940
# of Stories 1
Building Faces East
Construction Vinyl Siding
Foundation Pillar/Post/Pier
Roof Asphalt

Property Features

Exterior Features None

Garage and Parking

Garage Yes - 4 Spaces
Parking Additional Parking

Financial

$/Sq Ft $155
$/Acre $815,523
Special Conditions NoRestrictions
Documents Available None, Survey
Disclosures Lead Based Paint Disclosure, Owner Is Listing Agent, Public Improvement District

Property Taxes

Appraisal District Bell
Estimated Taxes $3,731
Tax ID 0118330000
Tax Year 2025

Homeowner Association

Has HOA No

Listing Details

OfficeTexas Signature Realty
Contact Info(832) 748-0134

Listing Map

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